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This institution is no longer active

Operations ceased on November 8, 2004. CRA examination history below reflects the period it was active.

HOWARD SAVINGS BANK

GLENVIEW, IL · Supervised by FDIC

Est. 1955FDIC #30,919RSSD: FDIC-30919
Needs to Improve Same

Current rating · Exam: November 2002

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -2.16%

Institution Profile

FDIC BankFind

Address

1700 Milwaukee Avenue, GLENVIEW, IL

County

Cook County

Established

January 1, 1955

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2004Call Report / FDIC

Total Assets

$9M

Total Deposits

—

Net Loans

$5M

Net Income

$-542K

ROA

-2.16%

ROE

-7.32%

Risk-Based Capital

133.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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