Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$320M
Total Deposits
$279M
Net Loans
$147M
Net Income
$750K
ROA
0.94%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.06%
Risk-Based Capital
20.62%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 72 | 79.17% | 6.94% |
| 2022 | 103 | 77.67% | 7.77% |
| 2021 | 159 | 78.62% | 10.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Small Bank |
| Jun 2022 | Outstanding | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
2
Branch Deposits
$285M
1-Year Change
0
5-year net change: -1 branches
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