This institution is no longer active

Operations ceased on July 24, 2009. CRA examination history below reflects the period it was active.

HOMESTEAD BANK

SUWANEE, GA · Supervised by FDIC

Est. 2003FDIC #57,346RSSD: FDIC-57346

Part ofSECURITY BANK CORP→ View all charters

Satisfactory

Current rating · Exam: August 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -21.45%

Institution Profile

FDIC BankFind

Address

1380 Peachtree Industrial Boulevard, SUWANEE, GA

County

Gwinnett County

Established

February 24, 2003

Total Assets

$259M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$259M

Total Deposits

$257M

Net Loans

$168M

Net Income

$-33,189K

ROA

-21.45%

Risk-Based Capital

-10.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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