This institution is no longer active
Operations ceased on October 19, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$397M
Total Deposits
$345M
Net Loans
$212M
Net Income
$1M
ROA
0.46%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.28%
Risk-Based Capital
11.41%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 502 | 77.69% | 10.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2019 | Satisfactory | Intermediate Small Bank |
| Jun 2016 | Satisfactory | Intermediate Small Bank |
| May 2013 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Total Assets