Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$181M
Total Deposits
$165M
Net Loans
$145M
Net Income
$1M
ROA
2.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
27.69%
Risk-Based Capital
12.16%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 197 | 85.79% | 5.08% |
| 2023 | 192 | 86.46% | 3.13% |
| 2022 | 227 | 84.58% | 3.08% |
| 2021 | 480 | 90.42% | 1.67% |
| 2020 | 629 | 96.03% | 1.27% |
| 2019 | 232 | 96.98% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
| Jan 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$158M
1-Year Change
0
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Preview:
| 2018 | 234 | 95.73% | 3.42% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red