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This institution is no longer active

Operations ceased on April 18, 2022. CRA examination history below reflects the period it was active.

HILLSBORO STATE BANK

HILLSBORO, KS · Supervised by FDIC

Est. 1903FDIC #14,084RSSD: FDIC-14084
Part ofRAMONA BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.45%

Institution Profile

FDIC BankFind

Address

200 North Main Street, HILLSBORO, KS

County

Marion County

Established

March 6, 1903

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2019

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2022Call Report / FDIC

Total Assets

$23M

Total Deposits

$21M

Net Loans

$6M

Net Income

$83K

ROA

1.45%

ROE

19.62%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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