🏦Bank Scorer

This institution is no longer active

Operations ceased on July 15, 2011. CRA examination history below reflects the period it was active.

HIGH TRUST BANK

STOCKBRIDGE, GA · Supervised by FDIC

Est. 1966FDIC #19,554RSSD: FDIC-19554
Part ofHIGH TRUST BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2008

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.63%

Institution Profile

FDIC BankFind

Address

280 Country Club Drive, STOCKBRIDGE, GA

County

Calhoun County

Established

January 3, 1966

Total Assets

$180M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2011Call Report / FDIC

Total Assets

$180M

Total Deposits

$177M

Net Loans

$130M

Net Income

$-4,396K

ROA

-4.63%

ROE

-230.94%

Risk-Based Capital

2.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1993

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/ab291f71-2df4-4f0a-8fc6-605c7423cc31"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: