Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$737M
Total Deposits
$651M
Net Loans
$429M
Net Income
$2M
ROA
1.18%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.96%
Risk-Based Capital
17.35%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 361 | 77.84% | 5.26% |
| 2023 | 318 | 76.73% | 9.75% |
| 2022 | 357 | 81.79% | 9.52% |
| 2021 | 551 | 89.47% | 5.63% |
| 2020 | 621 | 88.73% | 2.25% |
| 2019 | 367 | 91.83% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 1992
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Total Branches
9
Branch Deposits
$651M
1-Year Change
-1
5-year net change: -1 branches
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Preview:
| 2018 | 257 | 85.6% | 4.67% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red