This institution is no longer active
Operations ceased on January 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$1.2B
Net Income
$8M
ROA
0.45%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.07%
Risk-Based Capital
10.22%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 106 | 84.91% | 3.77% |
| 2021 | 189 | 77.25% | 8.99% |
| 2020 | 235 | 81.28% | 9.79% |
| 2019 | 45 | 91.11% | 4.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| Jul 2017 | Satisfactory | Intermediate Small Bank |
| Oct 2014 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2000
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/heritage-southeast-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets