This institution is no longer active

Operations ceased on October 30, 2009. CRA examination history below reflects the period it was active.

HERITAGE/PULLMAN BANK AND TRUST COMPANY

CHICAGO, IL · Supervised by FDIC

Est. 1883FDIC #11,677RSSD: FDIC-11677

Part ofFBOP CORP→ View all charters

Satisfactory Same

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.77%

Institution Profile

FDIC BankFind

Address

801 North Clark Street, CHICAGO, IL

County

Cook County

Established

May 7, 1883

Total Assets

$4.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$4.7B

Total Deposits

$3.7B

Net Loans

$3.7B

Net Income

$-27,891K

ROA

-0.77%

ROE

-9.71%

Risk-Based Capital

9.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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