This institution is no longer active
Operations ceased on July 1, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$201M
Total Deposits
$183M
Net Loans
$114M
Net Income
$1M
ROA
1.14%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.43%
Risk-Based Capital
10.91%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 69 | 88.41% | 5.80% |
| 2018 | 82 | 91.46% | 2.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2020 | Outstanding | Small Bank |
| Feb 1998 | Outstanding | Small Bank |
| Jul 1995 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1991
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Total Assets