This institution is no longer active
Operations ceased on July 1, 2015. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.4B
Net Loans
$1.5B
Net Income
$-1,104K
ROA
-0.12%
Below avg for Community banks. Peer avg: 0.90%
ROE
-1.44%
Risk-Based Capital
11.67%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2013 | Satisfactory | Intermediate Small Bank |
| Sep 2010 | Satisfactory | Intermediate Small Bank |
| May 2007 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/heritage-bank-of-the-south" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets