This institution is no longer active

Operations ceased on October 26, 1991. CRA examination history below reflects the period it was active.

HERITAGE BANK OF OAK LAWN

OAK LAWN, IL · Supervised by FDIC

Est. 1973FDIC #21,096RSSD: FDIC-21096

Part ofHERITAGE FINL SERVICES INC→ View all charters

Satisfactory

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

6001 West 95th Street, OAK LAWN, IL

County

Cook County

Established

May 29, 1973

Total Assets

$104M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 20, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$104M

Total Deposits

$94M

Net Loans

$59M

Net Income

$884K

ROA

1.25%

ROE

18.28%

Risk-Based Capital

12.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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