This institution is no longer active

Operations ceased on December 1, 1992. CRA examination history below reflects the period it was active.

HERITAGE BANK OF LEMONT

LEMONT, IL · Supervised by FDIC

Est. 1979FDIC #22,812RSSD: FDIC-22812

Part ofFIRST CHICAGO NBD CORP→ View all charters

Satisfactory

Current rating · Exam: September 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.09%

Institution Profile

FDIC BankFind

Address

1200 South State Road, LEMONT, IL

County

Cook County

Established

February 27, 1979

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 2, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$34M

Total Deposits

$32M

Net Loans

$13M

Net Income

$-21K

ROA

-0.09%

ROE

-1.48%

Risk-Based Capital

11.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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