🏦Bank Scorer

This institution is no longer active

Operations ceased on November 20, 1987. CRA examination history below reflects the period it was active.

HERITAGE BANK

ALPHARETTA, GA · Supervised by OTS

Est. 1971FDIC #20,377
Satisfactory Up

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

244 South Main Street, ALPHARETTA, GA

County

Fulton County

Established

March 4, 1971

Total Assets

$335M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 11, 1996

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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