BLOOMINGTON, IL · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$6.8B
Total Deposits
$5.8B
Net Loans
$4.6B
Net Income
$16M
ROA
1.08%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.47%
Risk-Based Capital
15.46%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 846 | 73.4% | 10.40% |
| 2023 | 1,209 | 69.89% | 10.75% |
| 2022 | 847 | 66.59% | 11.92% |
| 2021 | 1,658 | 67.55% | 10.31% |
| 2020 | 2,434 | 73.09% | 9.20% |
| 2019 | 1,027 | 79.75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Large Bank |
| Apr 2021 | Satisfactory | Large Bank |
| Nov 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
68
Branch Deposits
$4.3B
1-Year Change
0
5-year net change: +11 branches
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Preview:
| 10.13% |
| 2018 | 902 | 72.17% | 14.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red