🏦Bank Scorer

This institution is no longer active

Operations ceased on September 14, 1996. CRA examination history below reflects the period it was active.

HAWKEYE BANK OF LYON COUNTY

ROCK RAPIDS, IA · Supervised by FDIC

Est. 1945FDIC #16,350RSSD: FDIC-16350
Part ofMERCANTILE BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.21%

Institution Profile

FDIC BankFind

Address

203 South 2nd Avenue, ROCK RAPIDS, IA

County

Lyon County

Established

December 7, 1945

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1996Call Report / FDIC

Total Assets

$45M

Total Deposits

$39M

Net Loans

$35M

Net Income

$278K

ROA

1.21%

ROE

14.04%

Risk-Based Capital

10.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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