Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$356M
Total Deposits
$326M
Net Loans
$228M
Net Income
$762K
ROA
0.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.78%
Risk-Based Capital
15.07%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 63 | 95.24% | 4.76% |
| 2023 | 54 | 94.44% | 5.56% |
| 2019 | 37 | 89.19% | 5.41% |
| 2018 | 57 | 80.7% | 10.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Small Bank |
| Apr 2020 | Satisfactory | Small Bank |
| May 2014 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
4
Branch Deposits
$213M
1-Year Change
0
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