This institution is no longer active
Operations ceased on August 1, 2016. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$142M
Total Deposits
$119M
Net Loans
$101M
Net Income
$584K
ROA
0.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.56%
Risk-Based Capital
13.29%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 57 | 71.93% | 7.02% |
| 2020 | 335 | 80.9% | 11.34% |
| 2019 | 135 | 80.74% | 13.33% |
| 2018 | 116 | 76.72% | 12.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2014 | Satisfactory | Small Bank |
| Nov 2008 | Satisfactory | Small Bank |
| Jul 2003 | Satisfactory | Small Bank |
1 previous rating locked — back to 1998
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Established
Total Assets