🏦Bank Scorer

This institution is no longer active

Operations ceased on May 27, 2005. CRA examination history below reflects the period it was active.

HARRIS BANK LIBERTYVILLE

LIBERTYVILLE, IL · Supervised by FDIC

Est. 1990FDIC #32,959RSSD: FDIC-32959
Part ofBANK OF MONTREAL→ View all charters
Satisfactory Same

Current rating · Exam: February 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

890 South Milwaukee Avenue, LIBERTYVILLE, IL

County

Lake County

Established

April 27, 1990

Total Assets

$377M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2003

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$377M

Total Deposits

$324M

Net Loans

$317M

Net Income

$1M

ROA

1.08%

ROE

13.74%

Risk-Based Capital

12.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/cd6af0c3-f376-41d7-898e-5aadaddca90e"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: