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This institution is no longer active

Operations ceased on May 27, 2005. CRA examination history below reflects the period it was active.

HARRIS BANK HUNTLEY

HUNTLEY, IL · Supervised by FDIC

Est. 1913FDIC #1,783RSSD: FDIC-1783
Part ofBANK OF MONTREAL→ View all charters
Satisfactory Same

Current rating · Exam: March 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.52%

Institution Profile

FDIC BankFind

Address

10604 Vine Street, HUNTLEY, IL

County

Mchenry County

Established

January 1, 1913

Total Assets

$173M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1999

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$173M

Total Deposits

$134M

Net Loans

$143M

Net Income

$226K

ROA

0.52%

ROE

7.82%

Risk-Based Capital

10.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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