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This institution is no longer active

Operations ceased on May 27, 2005. CRA examination history below reflects the period it was active.

HARRIS BANK FRANKFORT

FRANKFORT, IL · Supervised by FDIC

Est. 1913FDIC #10,814RSSD: FDIC-10814
Part ofBANK OF MONTREAL→ View all charters
Satisfactory Down

Current rating · Exam: March 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.84%

Institution Profile

FDIC BankFind

Address

690 North Lagrange, FRANKFORT, IL

County

Will County

Established

August 27, 1913

Total Assets

$333M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1999

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$333M

Total Deposits

$289M

Net Loans

$290M

Net Income

$703K

ROA

0.84%

ROE

10.54%

Risk-Based Capital

11.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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