🏦Bank Scorer

This institution is no longer active

Operations ceased on May 27, 2005. CRA examination history below reflects the period it was active.

HARRIS BANK ARGO

SUMMIT, IL · Supervised by FDIC

Est. 1910FDIC #17,321RSSD: FDIC-17321
Part ofBANK OF MONTREAL→ View all charters
Satisfactory Same

Current rating · Exam: February 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.67%

Institution Profile

FDIC BankFind

Address

7549 West 63rd Street, SUMMIT, IL

County

Cook County

Established

May 3, 1910

Total Assets

$434M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2003

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$434M

Total Deposits

$393M

Net Loans

$363M

Net Income

$716K

ROA

0.67%

ROE

8.98%

Risk-Based Capital

11.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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