This institution is no longer active

Operations ceased on June 26, 1992. CRA examination history below reflects the period it was active.

HARDY STATE BANK

HARDY, NE · Supervised by FDIC

Est. 1943FDIC #16,731RSSD: FDIC-16731

Part ofHARDY INSURANCE AGENCY INC→ View all charters

Satisfactory

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.01%

Institution Profile

FDIC BankFind

Address

Main Street, HARDY, NE

County

Nuckolls County

Established

March 1, 1943

Total Assets

$7M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 30, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$7M

Total Deposits

$6M

Net Loans

$2M

Net Income

$37K

ROA

2.01%

ROE

21.50%

Risk-Based Capital

25.69%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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