🏦Bank Scorer

This institution is no longer active

Operations ceased on May 15, 1993. CRA examination history below reflects the period it was active.

GUARANTY BANK & TRUST COMPANY OF TULSA

TULSA, OK · Supervised by FDIC

Est. 1964FDIC #19,269RSSD: FDIC-19269
Part ofGUARANTY BCORP→ View all charters
Satisfactory Up

Current rating · Exam: February 1992

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.40%

Institution Profile

FDIC BankFind

Address

10159 East Eleventh Street, TULSA, OK

County

Tulsa County

Established

October 29, 1964

Total Assets

$80M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1992

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$80M

Total Deposits

$74M

Net Loans

$40M

Net Income

$288K

ROA

1.40%

ROE

18.94%

Risk-Based Capital

15.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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