At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.27%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$388M
Total Deposits
$320M
Net Loans
$206M
Net Income
$263K
ROA
0.27%
ROE
3.16%
Risk-Based Capital
15.67%
Regulatory minimum: 8%
Branch Footprint
Total Branches
2
Branch Deposits
$343M
1-Year Change
0
5-year net change: +1 branches
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
2 previous ratings locked — dating back to 2013
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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