Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.7B
Net Loans
$1.6B
Net Income
$8M
ROA
1.80%
Above avg for Community banks. Peer avg: 0.90%
ROE
17.42%
Risk-Based Capital
12.49%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,472 | 77.51% | 4.96% |
| 2022 | 273 | 78.75% | 3.30% |
| 2021 | 382 | 80.89% | 6.81% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Apr 2021 | Satisfactory | Intermediate Small Bank |
| Mar 2018 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1997
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Exam dates and details are paywalled
Total Branches
24
Branch Deposits
$1.6B
1-Year Change
0
5-year net change: +3 branches
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