Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$900M
Net Loans
$842M
Net Income
$5M
ROA
2.14%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.74%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 108 | 86.11% | 9.26% |
| 2023 | 153 | 82.35% | 6.54% |
| 2022 | 264 | 88.64% | 7.20% |
| 2021 | 238 | 93.28% | 2.52% |
| 2020 | 197 | 92.39% | 3.05% |
| 2019 | 168 | 83.33% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Intermediate Small Bank |
| May 2020 | Satisfactory | Intermediate Small Bank |
| Mar 2017 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2006
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Total Branches
15
Branch Deposits
$832M
1-Year Change
+1
5-year net change: +3 branches
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Preview:
| 2018 | 223 | 90.13% | 5.83% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red