🏦Bank Scorer

GOODFIELD STATE BANK

GOODFIELD, IL · Supervised by FDIC

Est. 1920FDIC #11,699RSSD: FDIC-11699
Part ofGOODFIELD FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: August 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.51%

Institution Profile

FDIC BankFind

Address

201 S Eureka St, GOODFIELD, IL

County

Woodford County

Established

December 14, 1920

Total Assets

$284M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2020

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$284M

Total Deposits

$250M

Net Loans

$211M

Net Income

$2M

ROA

2.51%

ROE

24.75%

Risk-Based Capital

15.43%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$209M

1-Year Change

0

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
2024253100%0.00%
2023196100%0.00%
202228299.29%0.71%
202137999.21%0.79%
202061899.35%0.32%
201925398.02%1.98%
201819595.9%3.59%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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