This institution is no longer active

Operations ceased on November 28, 2008. CRA examination history below reflects the period it was active.

GOLDMAN SACHS BANK USA

SALT LAKE CITY, UT · Supervised by FDIC

Est. 2004FDIC #57,485RSSD: FDIC-57485

Part ofGOLDMAN SACHS GROUP INC THE→ View all charters

Satisfactory Same

Current rating · Exam: August 2010

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.40%

Institution Profile

FDIC BankFind

Address

295 Chipeta Way, 4th Floor, SALT LAKE CITY, UT

County

Salt Lake County

Established

July 6, 2004

Total Assets

$21.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 2, 2010

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$21.6B

Total Deposits

$18.6B

Net Loans

$2.8B

Net Income

$-414,987K

ROA

-2.40%

ROE

-24.80%

Risk-Based Capital

22.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate26.41%Peer avg: 26.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	1,386	52.96%	26.41%
2023	1,124	68.06%	13.79%
2022	1,504	75.2%	10.17%
2021	3,599	86.75%	5.47%
2020	3,129	82.1%	4.09%
2019	3,741	81.13%	4.97%
2018	2,816	83.52%	5.86%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2006

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/d269819c-41c8-4aef-b166-26334ae70093"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: