This institution is no longer active

Operations ceased on May 24, 1993. CRA examination history below reflects the period it was active.

GODFREY STATE BANK

GODFREY, IL · Supervised by FDIC

Est. 1960FDIC #18,306RSSD: FDIC-18306

Part ofM&L HOLDING CO→ View all charters

Satisfactory

Current rating · Exam: March 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.50%

Institution Profile

FDIC BankFind

Address

5759 Godfrey Road, GODFREY, IL

County

Madison County

Established

October 24, 1960

Total Assets

$29M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$29M

Total Deposits

$25M

Net Loans

$11M

Net Income

$108K

ROA

1.50%

ROE

12.56%

Risk-Based Capital

31.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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