Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$871M
Net Loans
$707M
Net Income
$3M
ROA
1.34%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.10%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 269 | 65.06% | 13.75% |
| 2023 | 303 | 65.02% | 16.17% |
| 2022 | 396 | 64.65% | 16.16% |
| 2021 | 499 | 62.53% | 16.63% |
| 2019 | 333 | 53.15% | 26.73% |
| 2018 | 354 | 59.04% | 23.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Outstanding | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
15
Branch Deposits
$790M
1-Year Change
0
5-year net change: -1 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red