🏦Bank Scorer

GN BANK

CHICAGO, IL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1934FDIC #29,399
Needs to Improve Down

Current rating · Exam: March 2023

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.80%

Institution Profile

FDIC BankFind

Address

4619 S Martin L King Dr, CHICAGO, IL

County

Cook County

Established

January 1, 1934

Total Assets

$62M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

March 27, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Mar 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$62M

Total Deposits

$53M

Net Loans

$26M

Net Income

$-125K

ROA

-0.80%

ROE

-5.48%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$55M

1-Year Change

-1

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 2012

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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