Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.5B
Net Loans
$1.1B
Net Income
$4M
ROA
0.97%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.98%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 26 | 80.77% | 7.69% |
| 2023 | 37 | 78.38% | 8.11% |
| 2019 | 43 | 83.72% | 6.98% |
| 2018 | 50 | 78% | 8.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2021 | Satisfactory | Small Bank |
| Feb 2015 | Satisfactory | Small Bank |
| Feb 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Branches
12
Branch Deposits
$1.4B
1-Year Change
+9
5-year net change: +8 branches
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