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This institution is no longer active

Operations ceased on September 25, 2009. CRA examination history below reflects the period it was active.

GEORGIAN BANK

ATLANTA, GA · Supervised by FDIC

Est. 2001FDIC #57,151RSSD: FDIC-57151
Part ofGEORGIAN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2007

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.01%

Institution Profile

FDIC BankFind

Address

3300 Cumberland Boulevard, ATLANTA, GA

County

Cobb County

Established

November 14, 2001

Total Assets

$2.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2007

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$2.2B

Total Deposits

$2.0B

Net Loans

$1.8B

Net Income

$-45,016K

ROA

-4.01%

ROE

-52.24%

Risk-Based Capital

8.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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