Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$385M
Total Deposits
$332M
Net Loans
$247M
Net Income
$2M
ROA
1.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.99%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 359 | 96.1% | 1.39% |
| 2023 | 334 | 94.91% | 2.10% |
| 2022 | 345 | 95.07% | 1.74% |
| 2021 | 368 | 96.2% | 2.72% |
| 2020 | 338 | 96.15% | 3.55% |
| 2019 | 241 | 96.68% | 2.90% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Small Bank |
| Jun 2018 | Satisfactory | Small Bank |
| May 2012 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2002
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Total Branches
8
Branch Deposits
$324M
1-Year Change
0
5-year net change: +1 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red