Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.0B
Total Deposits
$1.2B
Net Loans
$1.5B
Net Income
$8M
ROA
1.54%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.37%
Risk-Based Capital
15.82%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 11,789 | 70.96% | 4.75% |
| 2023 | 15,566 | 69.1% | 5.37% |
| 2022 | 26,752 | 68.84% | 5.38% |
| 2021 | 48,112 | 74.66% | 4.81% |
| 2020 | 52,572 | 75.32% | 3.89% |
| 2019 | 33,258 | 72.59% | 4.44% |
Last 12 Months
35
Since 2018
225
all complaints on record
Monetary Relief
7.6%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Large Bank |
| Jul 2020 | Satisfactory | Small Bank |
| Feb 2017 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
11
Branch Deposits
$1.2B
1-Year Change
-1
5-year net change: +3 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/gateway-first-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 1 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 3 | 0 |
| November 2025 | 3 | 0 |
| December 2025 | 5 | 1 |
| January 2026 | 7 | 0 |
| February 2026 | 2 | 0 |
| March 2026 | 3 | 0 |
| April 2026 | 1 | 0 |
| May 2026 | 6 | 2 |
Data through May 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.