Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$186M
Total Deposits
$158M
Net Loans
$58M
Net Income
$819K
ROA
1.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.22%
Risk-Based Capital
22.78%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 106 | 94.34% | 1.89% |
| 2023 | 82 | 95.12% | 0.00% |
| 2022 | 121 | 89.26% | 4.13% |
| 2021 | 199 | 90.45% | 3.02% |
| 2020 | 203 | 91.63% | 3.94% |
| 2019 | 118 | 79.66% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2020 | Satisfactory | Small Bank |
| Oct 2014 | Satisfactory | Small Bank |
| Apr 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$141M
1-Year Change
0
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Preview:
| 2018 | 126 | 78.57% | 5.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red