This institution is no longer active

Operations ceased on October 27, 1995. CRA examination history below reflects the period it was active.

FRIDLEY STATE BANK

FRIDLEY, MN · Supervised by FDIC

Est. 1962FDIC #18,657RSSD: FDIC-18657

Part ofNORWEST CORP→ View all charters

Needs to Improve Down

Current rating · Exam: July 1994

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.64%

Institution Profile

FDIC BankFind

Address

6315 University Avenue, N.E., FRIDLEY, MN

County

Anoka County

Established

December 17, 1962

Total Assets

$53M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$53M

Total Deposits

$44M

Net Loans

$23M

Net Income

$255K

ROA

0.64%

ROE

5.90%

Risk-Based Capital

13.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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