🏦Bank Scorer

FREDERICK COMMUNITY BANK, THE

PAXTON, IL · Supervised by FDIC

Est. 1920FDIC #10,446RSSD: FDIC-10446
Part ofAGRICULTURAL BANKING CORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.18%

Institution Profile

FDIC BankFind

Address

106 N Market St, PAXTON, IL

County

Ford County

Established

June 14, 1920

Total Assets

$198M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$198M

Total Deposits

$177M

Net Loans

$90M

Net Income

$1M

ROA

2.18%

ROE

20.92%

Risk-Based Capital

20.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$166M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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