This institution is no longer active
Operations ceased on April 2, 1999. CRA examination history below reflects the period it was active.
SAINT SIMONS ISLAND, GA · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$82M
Total Deposits
$73M
Net Loans
$53M
Net Income
$207K
ROA
1.04%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.07%
Risk-Based Capital
17.21%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1998 | Satisfactory | Small Bank |
| Jul 1995 | Outstanding | Not Reported |
| Sep 1993 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Address
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Established
Total Assets