🏦Bank Scorer

FORTRESS BANK

PEORIA, IL · Supervised by FDIC

Est. 1904FDIC #9,632RSSD: FDIC-9632
Part ofFIRST STATE BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.83%

Institution Profile

FDIC BankFind

Address

9000 N Knoxville Ave, PEORIA, IL

County

Peoria County

Established

January 4, 1904

Total Assets

$853M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:Dec 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$853M

Total Deposits

$677M

Net Loans

$680M

Net Income

$2M

ROA

0.83%

ROE

8.39%

Risk-Based Capital

11.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate1.95%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$650M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202482284.91%1.95%
202381584.66%2.82%
202262981.56%4.77%
20211,40087%2.93%
20201,58990.12%2.71%
201968783.99%5.82%
201861184.12%5.73%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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