This institution is no longer active

Operations ceased on January 15, 2005. CRA examination history below reflects the period it was active.

FORT DES MOINES COMMUNITY BANK

DES MOINES, IA · Supervised by FDIC

Est. 1999FDIC #34,931RSSD: FDIC-34931

Part ofCOMMUNITY BANCSHARES CORP→ View all charters

Satisfactory

Current rating · Exam: June 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.30%

Institution Profile

FDIC BankFind

Address

612 Army Post Road, DES MOINES, IA

County

Polk County

Established

January 15, 1999

Total Assets

$19M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2001

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2004Call Report / FDIC

Total Assets

$19M

Total Deposits

$17M

Net Loans

$13M

Net Income

$60K

ROA

0.30%

ROE

2.88%

Risk-Based Capital

16.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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