Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$426M
Total Deposits
$344M
Net Loans
$341M
Net Income
$1M
ROA
1.10%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.77%
Risk-Based Capital
14.08%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 153 | 86.27% | 3.92% |
| 2023 | 151 | 90.07% | 3.31% |
| 2022 | 172 | 86.63% | 4.65% |
| 2021 | 256 | 85.94% | 7.42% |
| 2020 | 330 | 85.45% | 4.85% |
| 2019 | 183 | 89.62% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2021 | Satisfactory | Small Bank |
| Nov 2015 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$336M
1-Year Change
0
5-year net change: +1 branches
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| 2018 | 173 | 87.28% | 4.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red