Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$352M
Total Deposits
$304M
Net Loans
$276M
Net Income
$2M
ROA
2.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.01%
Risk-Based Capital
13.75%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 111 | 92.79% | 0.00% |
| 2023 | 107 | 93.46% | 1.87% |
| 2022 | 175 | 90.29% | 2.29% |
| 2021 | 135 | 93.33% | 0.00% |
| 2020 | 168 | 96.43% | 0.60% |
| 2019 | 140 | 93.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
| May 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Total Branches
1
Branch Deposits
$281M
1-Year Change
0
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Preview:
| 2018 | 109 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red