At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Consumer Complaints (12 mo)
None on record
0 per $B assets · filed with CFPB
Financial Health
Adequate
ROA 0.86%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$670M
Total Deposits
$585M
Net Loans
$400M
Net Income
$1M
ROA
0.86%
ROE
7.20%
Risk-Based Capital
0.00%
Regulatory minimum: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
10
Branch Deposits
$555M
1-Year Change
0
Last 12 Months
0
All Time
6
Monetary Relief
50%
Untimely Response
0%
Most common complaint type: Checking or savings account· 0 per $B assets (12m)
0 per $B assets — better than 100% of Small banks
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
6 previous ratings locked — dating back to 2001
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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