🏦Bank Scorer

This institution is no longer active

Operations ceased on November 6, 1995. CRA examination history below reflects the period it was active.

FIRSTAR BANK AMES

AMES, IA · Supervised by FDIC

Est. 1916FDIC #5,790RSSD: FDIC-5790
Part ofU.S. Bancorp→ View all charters
Satisfactory Same

Current rating · Exam: July 1994

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

405 Main Street, AMES, IA

County

Story County

Established

August 16, 1916

Total Assets

$140M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1994

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$140M

Total Deposits

$124M

Net Loans

$81M

Net Income

$1M

ROA

1.37%

ROE

15.57%

Risk-Based Capital

14.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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