Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$384M
Total Deposits
$327M
Net Loans
$256M
Net Income
$1M
ROA
1.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.76%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 33 | 96.97% | 0.00% |
| 2023 | 33 | 72.73% | 3.03% |
| 2019 | 39 | 74.36% | 15.38% |
| 2018 | 46 | 91.3% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2000 | Satisfactory | Small Bank |
| Mar 1997 | Satisfactory | Small Bank |
| Dec 1994 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$335M
1-Year Change
0
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