🏦Bank Scorer

FIRST UNITED BANK

PARK RIVER, ND · Supervised by FDIC

Est. 1886FDIC #15,472RSSD: FDIC-15472
Part ofFIRST HOLDING PARK RIVER→ View all charters
Satisfactory Same

Current rating · Exam: November 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.35%

Institution Profile

FDIC BankFind

Address

503 Briggs Ave S, PARK RIVER, ND

County

Walsh County

Established

January 1, 1886

Total Assets

$740M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$740M

Total Deposits

$640M

Net Loans

$515M

Net Income

$2M

ROA

1.35%

ROE

13.09%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

16

Branch Deposits

$609M

1-Year Change

0

5-year net change: +6 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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