Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$394M
Total Deposits
$318M
Net Loans
$141M
Net Income
$1M
ROA
1.09%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.13%
Risk-Based Capital
16.77%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 86 | 77.91% | 16.28% |
| 2023 | 94 | 81.91% | 9.57% |
| 2022 | 135 | 84.44% | 9.63% |
| 2021 | 193 | 84.46% | 7.25% |
| 2020 | 236 | 75.85% | 13.56% |
| 2019 | 56 | 89.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Small Bank |
| Oct 2021 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2000
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Total Branches
6
Branch Deposits
$304M
1-Year Change
0
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Preview:
| 2018 | 60 | 75% | 15.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red